Mortgage rates, renting, insurance
According to HousingWire: As earnings results wrap up for Q3 2026, here's a rundown of what's happened for major lenders, brokerages, homebuilders, listing portals and title firms.
According to Mortgage News Daily: Mortgage applications finally rebounded as mortgage rates fell for a second straight week. The Mortgage Bankers Association (MBA) reported a 3.4% increase in total application volume for the week ending October 23. The average 30-year fixed mortgage rate declined to 7.37% from 7.41%, its lowest level in three weeks.
According to HousingWire: Rocket guided Q4 adjusted revenue to range of $2.1 billion to $2.3 billion while noting that refis could drop nearly 50% from Q3
According to HousingWire: Wells Fargo and Freedom Mortgage recently added home equity portfolios to ICE’s MSP platform
According to Bridge Michigan: A panel of experts at Bridge Michigan’s inaugural Issues Summit said the state’s leaders spend a lot of time talking about housing but do little to address it.
According to HousingWire: First American report shows the vast majority of accessible equity is tied to mortgages with rates that are not refi ready
According to HousingWire: HousingWire Data shows that seven of the top 10 markets are at least 10% more affordable than the national average
According to HousingWire: Farrell highlights the new MORE education platform, plus policy priorities tied to LLPAs and VA loan funding fees
According to CNBC Real Estate: Home remodelers have always served two different markets, but the current state of housing is now pulling them opposite directions.
According to HousingWire: Preferred Program locks in FICO pulls at $10 per score as industry shifts to multiscore framework
According to HousingWire: Flat pricing on Classic FICO and FICO 10T comes amid competition
According to HousingWire: Industry open letter calls for standardized data sharing across MLSs and portals
According to CalMatters: In summary Proposition 45 is intended to make it easier to build. But some pro-housing groups worry it will only lead to more sprawl.
According to HousingWire: Michael Gifford says securitization demand could lower pricing over time, but the regulatory picture remains cloudy
According to HousingWire: Rates fell toward 7.30% as the 10-year yield dipped below 5% in a wild week for the bond market
According to Los Angeles Times California: California's Prop. 37 could provide $25 billion for homebuyer down payments. Learn how the middle-class housing measure works and its key caveats.
According to New York Times Real Estate: The answer depends on whether the change constitutes a reduction in services offered in the building.
According to Mortgage News Daily: Mortgage applications continued to decline even as mortgage rates finally moved lower. The Mortgage Bankers Association (MBA) reported a 5.3% drop in total application volume for the week ending October 16, despite the first weekly decline in mortgage rates in more than two months.
According to Mortgage News Daily: Residential construction failed to find even footing in September, with housing starts declining and single-family building permits pulling back, while total permits held nearly steady and completions edged higher.
According to Mortgage News Daily: The National Association of Home Builders (NAHB)/Wells Fargo Housing Market Index (HMI) dropped three points to 29 in October--its lowest level in 14 years. As per usual, higher mortgage rates, rising costs, and worsening labor and lot conditions were the driving factors.
According to HousingWire: White House fact sheet also mentions expansion of title insurance waivers, along with lower USDA and VA direct loan rates
According to HousingWire: Executives cited $35 trillion in accumulated equity and the potential for $150 billion in 2026 originations as second liens gain attention
According to HousingWire: At MBA Annual, leaders discussed labor automation and client recapture as a path forward during the down cycle
According to HousingWire: Los Angeles ordinances that took effect June 30 hold off full SB 79 compliance citywide until 2030, which Raman opposed
A growing share of American families are having to shell out more than $2,000 a month for childcare services, new data shows.
The search for housing affordability is getting harder as mortgage rates top 7%, with weakening contract activity in Omaha, Huntsville and Tulsa
Investor activity remained concentrated in the Midwest and Sun Belt
White House directs agencies to cut closing costs, boost manufactured housing and adopt new risk technology
Purchase applications dropped 7% week over week and ran 18% below last year
Mortgage rates finally came down a little, but borrowers are still having trouble getting into the housing market.
With 36 states voting, platforms span supply reforms, rent rules, and tax changes that could steer 2027 sessions
DFW’s 110,000 vacant developed lots equal 32 months of supply, but submarket mix drives outcomes
Poleg also predicted that U.S. home prices could decline over the coming months
HousingWire Data shows 30-year conforming rates at 7.52%, down 11 bps week over week, as the 10-year yield fell to 5.09%
The North Carolina-based team has logged 418 loans and $125.5M in volume year to date
A 2026 survey found 63.2% of homeowners are stressed by ownership costs as taxes, insurance and upkeep rise
New data on the housing market's performance in September is bleak, with sales, construction and sentiment all falling more than expected.
Economist explains how 7% mortgage rates and lower home price growth are reshaping affordability and mobility
Analysts see persistent lock-in effect and fading demand despite modest supply gains