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Credit card interest calculator
Estimate only. Issuers usually charge interest daily on the average balance, so figures can differ slightly.
Interest this month (approx.)
$76.33
- Payoff time at your payment
- 3 yr 2 mo
- Total interest at your payment
- $1,642.81
- Minimum payments only: time
- 17 yr 6 mo
- Minimum payments only: interest
- $6,545.27
Assumptions & limits
- Approximate monthly interest = balance ร APR รท 12 (a close approximation of daily rate รท 365).
- Assumed minimum: the greater of $25 or 1% of the balance plus that month's interest โ common, but it varies by issuer.
- Assumes no new purchases or late fees.
- Nothing is stored.