Tax preparer red flags: promises are not proof

A preparer who promises a large refund before reviewing your facts is selling certainty they cannot provide. Your return should reflect your records and the rules for the actual tax year—not a target refund.

Before hiring someone, ask about qualifications, relevant experience, fees and how you can reach them after filing season. The IRS directory lists preparers with certain credentials or qualifications; a PTIN alone does not establish specialist expertise.

Be cautious if the fee is tied to the refund amount, the preparer suggests invented expenses or dependents, or money is directed into an account you do not recognize. Paid preparers generally must sign the federal return and include their PTIN. Refusing to do so is a serious warning sign.

Never approve a blank or incomplete return. Ask the preparer to explain unfamiliar entries, and obtain the complete return before authorizing submission. Check the refund destination and keep your copy and receipts.

If you suspect misconduct, preserve records and follow the IRS preparer-complaint instructions. A complaint is not automatically a correction to your tax account; the IRS describes additional steps for certain unauthorized returns or diverted refunds. Seek qualified help for your specific situation.